By accessing (the “website”), you agree to be bound by the disclaimers set forth below. 


The words “you” and “your” refer to any party accessing this website and to any person or entity for which an account is maintained with SR DRESDNER GROUP.  The words “we”, “us” the “Bank”, “SR”, “SR DRESDNER”, “SRDRESDNER”, “SRD” and “our” refer to SR DRESDNER GROUP. 

Content and Use of Information

The materials, content and data contained in the website are for information purposes only.  Though believed to be reliable, SRDRESDNER does not guarantee the completeness or accuracy of any of information and materials contained in the website.  Not all products and services are available in all geographic areas; please contact your account officer, private banker or account representative for further information.

Currency Exchange Rates

Ticker or otherwise displayed rates or market indices are indicative only and do not represent an offer by SRDRESDNER, or our affiliates, to buy or sell.  Accuracy is not guaranteed and rates may be prior to the time noted.

Publications and Articles

All articles containing economic or market analyses or forecasts reflect the views of the individuals that prepared them and do not necessarily represent the position of SRDRESDNER or of other units of the worldwide SRDRESDNER.  The analyses and forecasts should not be construed as a recommendation to buy or sell, or the solicitation of an offer to buy or sell any securities, currencies, or financial instruments.  SRDRESDNER, other units of the SRDRESDNER, or the individuals that prepared the analyses or forecasts may have positions in securities, currencies, or financial instruments that may be affected by action that is consistent with the analyses or forecasts.

Changes or Alterations in Website

SRDRESDNER reserves the right to change alter or reconfigure this website from time to time including adding and/or terminating services at any time for any or no reason whatsoever at its sole discretion.  Every change shall be binding upon you and as of the date of its respective publication on the Site (or receipt of notice of change by any other means).  It is your responsibility to keep abreast of any such changes.

Access to Online Services

Access to any online banking service is restricted to those customers who have obtained the appropriate credentials after completing the corresponding application and approval processes. 

Copyright, Trademarks and Logo

The website and all the data, images, software and information contained therein may be protected according to the copyright laws of the United States, Israel and other countries.  It is forbidden to copy, alter, distribute, or use for any unauthorized purpose any of such information, images, data and/or everything appearing in the website.  The SRDRESDNER® registration mark and corresponding horizon logo are property of SRDRESDNER.

E-mail Instructions

SRDRESDNER will not act upon payment orders or other instructions received by e-mail through e-Banking or any other internet or electronic means.

Commitment and Agreement

Customers will not be entitled to make any claim against us upon any promise, agreement, or act by any officer, employee or agent of SRDRESDNER which is not in conformity with this Disclaimer or any corresponding agreement executed with SRDRESDNER.


If any provision of this website, account documents, disclaimer, and/or any other bank agreement shall, for any reason, be held to be invalid, illegal or unenforceable, any/all remaining provisions shall remain valid and enforceable. 

Governing Law

This website, account documents, terms and conditions, legal disclaimer, and/or any other bank agreement shall be governed by the laws of the State of New York without reference to choice of law doctrine.


This website may contain links to other websites controlled or offered by affiliates, subsidiaries or third parties (non-affiliates of SRDRESDNER).  Use of such links is at your own risk.  SRDRESDNER hereby disclaims liability for, any information, data, materials or products posted or offered and we do not endorse or recommend any offers, solicitations or services.  The content of such links are not investigated, verified, monitored, or endorsed by SRDRESDNER.

No Warranty

The information and materials available on this website, including text, graphics, links, stock market data, currency exchange rates or other items – are provided “as is” and “as available.”  SRDRESDNER does not warrant the accuracy, adequacy, or completeness of the information and materials and expressly disclaim liability for errors or omissions in the information and materials.  No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, harmful code including malware or spyware, is given in conjunction with the website.

Limitation of Liability

In no event will SRDRESDNER be liable for any damages, including without limitation, direct or indirect, special, incidental, statutory or consequential damages, losses, or expenses arising in connection with this website or its use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if we, or our representatives, are advised of the possibility of such damages, losses, or expenses. 


You agree to indemnify and hold SRDRESDNER, its employees, officers and directors, harmless from any liability, cost, fee, claim, action, proceeding, judgment, loss, damage and expense of any kind, including without limitation, attorneys fees, arising out of your use of any information, material, service or product found in this website.

No Fiduciary Relationship

SRDRESDNER functions as a bank and should not be considered to be acting as a fiduciary in any capacity for you unless there is an express written agreement by the Bank to do so.

No Investment Advice

SRDRESDNER offers many products and services to its customers including non-deposit investment products* which are not insured by the FDIC.  We do not provide investment advice or recommendations for any particular product but merely make such products or investments available for purchase.  All decisions regarding such products or investments should be made after careful consideration by you, and are made at your sole risk.

* * * * *

*Non-deposit investment products are:

  • not insured by the FDIC.
  • not a deposit or other obligation of, or guaranteed by, SRDRESDNER or its affiliates.
  • subject to investment risks, including possible loss of the principal amount invested.